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Frequently Asked Questions

Everything you need to know about BeDebtFree — from features to pricing to security.

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Getting Started

4 questions

What is BeDebtFree and how does it work?
BeDebtFree is a debt payoff planning app that helps you create a personalized strategy to become debt-free faster. Simply enter your debts, and we'll show you the optimal payoff order, your debt-free date, and how much you'll save in interest.
How do I get started with BDF?
Getting started takes less than 5 minutes. Sign up for a free account, add your debts (balance, interest rate, minimum payment), and BDF instantly generates your personalized payoff plan. No credit card required for the free tier.
Do I need to connect my bank accounts?
No, bank connection is completely optional. You can manually enter your debt information and update it as you make payments. We offer bank sync as a convenience feature, but it's never required.
What types of debt can I track?
BDF supports all types of consumer debt: credit cards, student loans, auto loans, personal loans, medical debt, mortgages, and more. If it has a balance and interest rate, you can track it.

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