Simple Pricing for
Your Debt-Free Journey
Start free, upgrade when you're ready. No hidden fees, no surprises — just the tools you need to become debt-free.
No credit card required for free plan
Free
Get started on your debt-free journey at no cost.
- Up to 5 debt accounts
- Snowball & avalanche strategies
- Debt-free date projection
- Interest savings calculator
- Basic progress dashboard
- 90-day transaction history
- Knowledge Center access
- Bank sync (Plaid)
Plus
Full features for individuals serious about becoming debt-free.
- Unlimited debt accounts
- Asset accounts & net worth
- Bank sync (Plaid)
- Unlimited transaction history
- Simple budgeting mode
- Payoff & spending reports
- Split transactions
- Email support
Premium
Advanced tools for households serious about financial freedom.
- Everything in Plus
- Add a partner
- Shared accounts & goals
- Envelope budgeting mode
- Custom payoff ordering
- Velocity loop (auto-rollover)
- Subscription detection
- CSV export & priority support
Compare Plans Side by Side
Not sure which plan is right for you? Here's a detailed breakdown of what's included.
Why Choose BeDebtFree?
We're building the best debt payoff tool — and we're just getting started.
Free Forever Plan
Track up to 5 debts with snowball and avalanche strategies. Perfect for getting started on your debt-free journey.
Upgrade Anytime
Unlock bank sync, budgeting tools, and household sharing when you're ready.
30-Day Guarantee
Not satisfied? Get a full refund within 30 days, no questions asked.
Frequently Asked Questions
Got questions? We've got answers. If you don't see your question here, reach out to our support team.
Ready to Start Your
Debt-Free Journey?
Take control of your finances today. Start free — no credit card required.
30-day money-back guarantee • No credit card required • Cancel anytime