Budgeting That
Fits Your Life
Some people want visibility. Others want total control. We built both—so you can budget your way.
Choose Your Style
Light-touch tracking or detailed zero-based budgeting. Switch between modes anytime.
Simple Mode
Track & Understand
See where your money goes without the complexity. Perfect for getting started or if you prefer a lighter touch.
- Track spending by category
- Monthly income and expense overview
- Visual spending breakdown
- Category-based insights
- No strict allocation required
- Easy to maintain
Envelope Mode
Zero-Based Control
Give every dollar a job. Classic envelope budgeting digitized—allocate income to categories until you hit zero.
- Zero-based budgeting
- "To Be Budgeted" tracking
- Monthly rollover support
- Category-to-category transfers
- Planned vs. actual comparison
- Full spending control
Quick Comparison
| Feature | Simple | Envelope |
|---|---|---|
| Track spending by category | ||
| Monthly overview | ||
| Visual breakdowns | ||
| Category management | ||
| Zero-based allocation | ||
| To Be Budgeted tracking | ||
| Monthly rollover | ||
| Category transfers |
Organize Your Spending
Pre-built categories for common expenses, fully customizable to match your life.
Essential Bills
Lifestyle
Financial Goals
Built for Real Life
Features that make budgeting actually sustainable.
Smart Categorization
Transactions automatically categorize based on merchant data. Fine-tune with a tap when needed.
Monthly Rollover
Didn't spend your entertainment budget? Roll it forward. Overspent on groceries? It's reflected next month.
Category Transfers
Move money between categories on the fly. Life happens—your budget should flex with it.
Spending Insights
Visual breakdowns show exactly where your money goes. Spot patterns. Make better decisions.
Start Budgeting in Minutes
Connect your accounts or enter transactions manually. Your choice—we make both easy.
Free forever plan available. Upgrade anytime.